Our Services
About REI Capital
Pamela Kimble is the Founder of REI Capital, bringing over two decades of real estate and lending experience to her boutique firm. She began her real estate career in 2004 as a Licensed Real Estate Sales Agent in Irvine, California, with Prudential California Realty—now Berkshire Hathaway. In 2005, Pamela transitioned into commercial lending at Community Commerce Bank in Tustin, CA, where she successfully facilitated over $200 million in commercial and investor capital loans. Under her leadership, REI Capital takes a personalized, client-focused approach to lending, with a strong emphasis on tailored solutions for each borrower and property. Backed by a dedicated team of processors, underwriters, attorneys, and support staff, Pamela ensures every client receives a seamless and exceptional closing experience.
Working with Us
Competitive Rates & Flexible Terms
As a Direct Nationwide Lender with over 20 years experience in investor capital, we control the process from application to closing, which allows us to offer highly competitive rates and flexible loan options tailored to a variety of investor needs.
Fast, Transparent Approval and Closing Process
No more waiting days for approval decisions. Our streamlined approach ensures faster same day approvals, underwriting and quicker closings. REI focuses on loans that fund in 30 days or less, typically 10 business days.
Dedicated Investor Support
We’re here for you every step of the way. With personalized support and direct communication, you’ll always have immediate access to loan status.
Wide Range of Loan Products
Whether you are a first-time investor or perhaps a seasoned builder, we offer a broad spectrum of investor mortgage products to meet your unique needs.
We offer Traditional Loan Programs such as Purchase, Refinance, Rehab, Construction & Portfolio Loans as a Direct Lender.
Niche, Asset Based Capital like No Doc, No Appraisal, NO FICO, No Seasoning & No Payment Programs are programs we collaborate with our lending partners to offer unlimited financing solutions to our valued clients.
Property Types & Borrowers
REI welcomes investors with all levels of experience who wish to purchase or refinance commercial & residential properties as well as land for development and future construction.