Asset Based, Niche Programs





Hassle Free Quick Close Capital



No FICO I No Appraisal I No Income


No Payments I No Seasoning I No DSCR

 

No Appraisal



Loans


  • Loan Size: $200,000 - $1,000,000.00
  • Refinance: 75%
  • Property Type: 1-10 Units Residential <5 acres
  • Credit: 680 + for highest LTC; lower scores OK
  • Experience: 90% (6+); 87.5% (3-5); 85% (0-2)
  • Interest Rate: 9% - 11%
  • Fees: 2% - 4%
  • Term: 12 - 18 mo
  • Vesting: LLC, LLP, Corp's only
  • Borrowers: Domestic & Foreign Investors welcome
  • States: Nationwide excl. AK, AZ, CA, ID, MN, NV, OR, SD, UT, VT
  • Closing: as little as 5 - 7 days
  • *Subject to final underwriting

80%

Bridge I Acquisitions

85%

Ground Up I Additions

(appraisal required)

90%

Investor Rehab Loans

75%

Bridge I Refinance

Jumbo Luxury Residential

  • Loan Size: $3 - $30 million
  • Purpose : Purchase, Refinance, Rehab, Construction
  • Property Types : Single Family, Condo, Townhouse
  • Credit: 660 mid score +
  • LTV's: 75% - 80% Purchase
  • LTC: 95% New Build or Rehab
  • Rates: from 8.99% I/O
  • Fees: 2%+
  • ARV: to 80% 
  • Term: 12 - 24 months I No PPP
  • Borrowers: Domestic & Foreign Investors welcome
  • Experience: Min 4 recent required
  • States: CA, FL, HI, other markets case by case
  • Closing: as little as 3 - 5 days
  • Subject to final underwriting

75% LTV

Bridge I Refinance

80% LTV

Bridge I Acquisitions

85% LTC

Ground Up

90% LTC

Investor Rehab Loan

100% Investor



Rehab

  • NO Payments, ALL Points Rolled In, 100% of Budget
  • Loan Size: Up to $2.5M per loan
  • Rates: from 10.99% I/O 
  • Purpose: Purchase, Refinance, Rehab & Construction Only
  • Property Types: SFR, 2 - 4's only
  • CREDIT: 680 mid score + required; Soft Credit Pull
  • LTC: 85% to 100% (1st & 2nd Lien) 100% of Budget
  • ARV: 70% or less
  • Term: 12 months with No PPP
  • Borrowers: US & Perm Residents
  • Experience: 4 + last 5 yrs
  • Close: 10 - 12 business days
  • States: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KS, MA, MD, MO, MN, NC, NH, NJ, NV, OH, OK, PA, RI, SC, TN, TX, UT, VA, WA, WI


*Not all projects will qualify for the 100% program, actual leverage may be 85% - 100%; Deferred Payments, Points Rolled In & 100% of Budget always included, Construction is 85% LTC unless owned and improved land

85% LTC

New Build I Heavy Rehab

100%

Investor Rehab Loan

Asset Based



Loans



  • Loan Size: from $250k to $10m
  • Rates: from 10.99%
  • Purpose: Purchase, Refinance, Cash Out
  • Asset Types: Residential & Commercial
  • Term: 12 - 24 mo
  • Lending Area: Nationwide
  • NO FICO 
  • NO APPRAISALS
  • NO DSCR 
  • NO EXPERIENCE CONSTRUCTION 


CALIFORNIA ONLY ASSET BASED LOANS


  • Loan Size: $250k - $5M
  • Rates: from 10.99%
  • Fees: 2% - 3% +
  • Purpose : Purchase, Refinance, Cash Out, Rehab
  • Asset Types : Residential, Commercial (NO Land/Rural)
  • Cannabis Properties to $10M
  • Loan Term: 12 mo (extension option)
  • Prepayment Penalty: 6 mo 
  • LTV: up to 65% 1st Position 
  • Closing: as little as 5 days
  • Income: No Income Verification
  • Appraisals: No 3rd Party Appraisals
  • Credit: No Minimum FICO, Soft Credit Pull, Defaults, foreclosure bail-outs & bankruptcies OK
  • Borrowers : All Welcome

65% - 70% LTV

Nationwide I CA 65% max

Land Loans

  • Loan Size:from $500k - $50M
  • Rates: from 8.99% I/O
  • Fees: 3% +
  • Purpose: Purchase & Development, Cash Out Refi (Case by Case)
  • LTV: to 55% max, higher with cross collateral & IR's included
  • Term: 12 - 18 mo
  • Credit: None to 650 mid score +
  • States: Nationwide; Sunbelt States with stable, growing economy
  • Borrowers: Domestic & Foreign Investors welcome
  • Eligible Assets: Fully and Un-Entitled for SFR or Commercial Use
  • Clear Zoning, Infill Lots in strong markets
  • Close: as little as 7 days

55% LTV

Acquisitions I Refinance

Request a Term Sheet Today

Need more information about our loan programs and services? Let's Chat

Contact Us