Hassle Free Quick Close Loans
Flexible Asset Based Capital
REI Brokered Programs
No FICO
I No Appraisal
I No Income
I No Payments
I No DSCR
No Appraisal No FICO, No Financials Loan
- Loan Size: $250,000 - $30M
- Purpose: Purchase, Refi, Rehab, Construction, Delayed Closings for Foreclosure Purchases
- Property Types: Residential, Commercial, Land, Special Use Commerical, Hotels and more OK
- LTV: to 85% Purchase + Rehab/Construction Costs or up to 90% Purchase Price, 65% on Land
- Credit: No FICO, Soft Credit Pull
- Prepayment Penalty: None
- Experience: Case By Case
- Term: 12 - 18 mo
- Close time: 24 - 48 hours with complete file
- States: FL, CO, TX, TN, GA, NC, SC
- Min 150k Population, No Rural
- Borrowers: US Entities Only
Jumbo Residential Loan - Rural OK
- Loan Size: $3 - $30 million +
- Purpose : Purchase, Refinance, Rehab, Construction
- Property Types : Single Family, Condo, Townhouse, Multi Family
- Credit: 660 mid score +
- LTV's: 75% - 80% Purchase
- LTC: 95% New Build or Rehab
- ARV: to 80%
- Term: 12 - 24 months
- Experience: Min 4 recent required for Construction
- States: Nationwide Including Rural Residential Rentals
- Closing: as little as 5 Business days
- Borrowers: US Entities Only
To 95% Rehab Payments & Points Financed
- Loan Size: Up to $5M per loan
- Purpose: Purchase, Refinance, Rehab & Construction Only
- Property Types: SFR, 2 - 4's only
- Credit: 680 mid score + required; Soft Credit Pull
- LTC: to 95% I 100% of Budget
- ARV: 70% or less
- Term: 12 months + No PPP
- Experience: 3 + last 3 - 5 yrs
- Close: 10 - 12 Business days
- Payments & Points Financed into loan if qualifies
- Nationwide, Rural case by case
- Borrowers: US Entities Only
No Appraisal No Credit Check Residential Loan
- Loan Size: from $250k to $3M
- LTV's: to 65%
- Purpose: Purchase, Refinance, Cash Out, Foreclosure Bailout
- Assets: Residential & 5+ Multi Family (rent ready, no rehabs)
- Term: 6 - 24 mo
- Prepayment: 6 mo
- Credit: No FICO, No Credit Check
- Valuation: No Appraisal Required
- Close time: as little as 5 business days
- Lending Area: Nationwide excluding CA, OR, NV, AZ, ND, SD, NE, IL, MI, LA, VT - high density no rural
- Borrowers: US Entities Only
Mobile Home & RV Park Loans
- Loan Size: $250k - $25M+
- Purpose : Purchase, Refinance, Cash Out, Rehab, Expansion, Construction, No Development
- Assets : Manufactured & Mobile Homes
- Loan Term: 12mo - 30 yrs
- Prepayment Penalty: 6 mo Bridge & up to 5 ys on 30 yr Fixed Loans
- LTV: (Bridge) to 85% & up to 100% CLTV (Seller Carry) (Perm Loan) to 80% up to 90% CLTV (Seller Carry)
- Closing: 20 - 45 Business days
- Credit: As low as 550 Bridge, No FICO if < 50% LTV
- Borrowers: US Entities Only
Land Loans
- Loan Size: $500k - $50M
- Purpose: Purchase, Refi, Cash Out Refi (Case by Case)
- LTV: 50% - 65%
- Term: 12 - 18 mo
- Credit: No FICO to 650+ mid score
- Lending Area: Nationwide, No Rural/Agricultural Land
- Eligible Assets: Fully Entitled for SFR & Commercial Use, Clear Zoning, Infill Lots in Strong Markets
- Borrowers: US Entities Only
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