Asset Based, Niche Programs




Hassle Free Quick Close Capital

No FICO I No Appraisal I No Income


No Payments I No Seasoning I No DSCR


Commercial, Residential, Land


Subject to individual program requirements

Brokered by REI Capital



LUXURY RESIDENTIAL to $50M

Loan Size - $3 - $50 million

Rates - from 8.99% I/O

Purpose - Purchase, Refinance, Rehab, Construction

Asset Types - Single Family Residential only

FICO - 660 mid score +

LTV's - 75% Purchase

LTC - 95% Build or Rehab

ARV - to 80% 

Term -  12 - 24 months I No PPP

Borrowers - Domestic & Foreign Investors

Experience - Min 4  recent required

Lending Area - CA, FL, HI, other markets case by case

 


100% FINANCING Rehab or Build

Loan Size - Up to $2.5M

Rates - from 10.99% I/O with Deferred Payments, Points Rolled in to loan

Purpose - Purchase, Refinance, Rehab, Construction

Asset Types - SFR, 2 - 4's

FICO - 680 mid score +

LTC - to 100% Purchase I 100% of Budget

ARV - to 70% 

Term -  12 months I No PPP

Borrowers - US & Permanent Residents

Experience - Min 4 required in last 5 yrs

Lending Areas

AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,IL

IN,KS,MA,MD,MO,MN,NC,NH,NJ,NV

OH,OK,PA,RI,SC,TN,TX,UT,VA,WA,WI


LAND LOANS

Loan Size - from 100k +

Rates - from 8.99% I/O

LTV - to 50% max 

LTC - to 50% max

Term 12 - 18 mo

FICO - 650 mid score +

Lending Area - CA, TX, FL, HI, Sunbelt States with stable, growing economy

Borrowers - Domestic & Foreign Investors

Eligible Assets - Fully Entitled for SFR 

Clear Zoning, Infill Lots in strong markets

* No Raw, Commercial or Rural Land


ASSET BASED LOANS

Loan Size - from $250k to $10m

Rates- from 10.99%

Purpose - Purchase, Refinance, Cash Out

Asset Types - Residential and Commercial

Term - 12 - 24 mo

Lending Area - Nationwide

NO FICO 

NO APPRAISALS

NO DSCR 

NO EXPERIENCE CONSTRUCTION

(Residential only)

NO SEASONING

Loan Size - 250k to $5m

Rates- from 10.99%

Purpose - Purchase, Refinance, Cash Out

Asset Types - Residential SFR, 2-4's completed new builds, rehabs & homes listed for sale

No Seasoning

LTVs - to 80% Purchase I 75% Cash Out 

Terms - 12 & 24 mo

FICO min 620

DSCR - Not required for 1 yr term 

Lending Area - Nationwide

Prepayment Penalty - 0 for 1 yr term, 1 yr for 2 yr term

CA ASSET BASED

Loan Size - $250k - $5M

Rates - from 10.99%

Purpose - Purchase, Refinance, Cash Out

Rehab, Construction

Asset Types - Residential, Commercial

Cannabis Properties to $10M

Loan Term - 12 mo (extension option)

Prepayment Penalty - 6 mo 

LTV - up to 65% 1st Position 

Closing - as little as 5 days

No Minimum FICO, Soft Credit Pull

No Income Verification

No 3rd Party Appraisals

Defaults, foreclosure bail-outs & bankruptcies OK

Borrowers - All Welcome

No Rural Properties

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