Hassle Free Quick Close Loans



   Flexible Asset Based & Niche Capital 

  • NO FICO
  • NO Appraisal
  • NO Income
  • NO Payments
  • NO Seasoning
  • NO DSCR
  • NO Experience

No Appraisal Loans

  • Loan Size: $200,000 - $15 million
  • LTV: 75% Refi, 80% Purchase, 85% Ground Up, 90% Rehab
  • Assets: Residential & Commercial
  • Credit: No Fico to 680+
  • Experience: 90% (6+); 87.5% (3-5); 85% (0-2)
  • Interest Rate: 9% - 11%
  • Fees: 2% - 4%
  • Term: 12 - 18 mo
  • Vesting: LLC, LLP, Corp's only
  • Borrowers: Domestic & Foreign
  • States: Nationwide excl. some states may be excluded
  • Closing: as little as 5 - 7 days






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Jumbo Luxury Residential

  • Loan Size: $3 - $30 million
  • Purpose : Purchase, Refinance, Rehab, Construction
  • Property Types : Single Family, Condo, Townhouse
  • Credit: 660 mid score +
  • LTV's: 75% - 80% Purchase
  • LTC: 95% New Build or Rehab
  • Rates: from 8.99% I/O
  • Fees: 2%+
  • ARV: to 80% 
  • Term: 12 - 24 months I No PPP
  • Borrowers: Domestic & Foreign Investors welcome
  • Experience: Min 4 recent required
  • States: CA, FL, HI, other markets case by case
  • Closing: as little as 3 - 5 days


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100% Fix & Flip

  • Loan Size: Up to $2.5M per loan
  • Rates: from 10.99% I/O 
  • Purpose: Purchase, Refinance, Rehab & Construction Only
  • Property Types: SFR, 2 - 4's only
  • CREDIT: 680 mid score + required; Soft Credit Pull
  • LTC: to 100%
  • (1st & 2nd Lien)
  • 100% of Budget
  • ARV: 70% or less
  • Term: 12 months with No PPP
  • Borrowers: US & Perm Residents
  • Experience: 4 + last 5 yrs
  • Close: 10 - 12 business days
  • May Include NO Payments & ALL Points Rolled Into loan
  • States:  AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KS, KY, MA, MD, MO, MN, NC, NH, NJ, NV, OH, OK, PA, RI, SC, TN, TX, UT, VA, WA, WI
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Asset Based - Nationwide

  • Loan Size: from $250k to $10m
  • Rates: from 10.99%
  • Fees: 2% - 3%
  • LTV's: to 70%
  • Purpose: Purchase, Refinance, Cash Out
  • Assets: Residential & Commercial
  • Term: 12 - 24 mo
  • Prepayment: 0 - 6 mo
  • Lending Area: Nationwide, Puerto Rico & US Virgin Islands
  • Foreclosure Bail Outs
  • NO FICO 
  • NO APPRAISALS
  • NO DSCR 
  • NO EXPERIENCE CONSTRUCTION



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Asset Based - California

  • Loan Size: $250k - $5M
  • Rates: from 10.99%
  • Fees: 2% - 3% +
  • Purpose : Purchase, Refinance, Cash Out, Rehab
  • Assets : Residential, Commercial
  • Loan Term: 12 mo
  • Prepayment Penalty: 6 mo 
  • LTV: up to 65% 1st Position 
  • Closing: as little as 5 days
  • Income: No Income Verification
  • Appraisals: No 3rd Party Appraisals
  • Credit: No Minimum FICO, Soft Credit Pull, Defaults, foreclosure bail-outs & bankruptcies OK
  • Borrowers : All Welcome


Apply

Land Loans

  • Loan Size:f rom $500k - $50M
  • Rates: from 8.99% I/O
  • Fees: 3% +
  • Purpose: Purchase, Development, Cash Out Refi (Case by Case)
  • LTV: to 55% max, higher with cross collateral & IR's included
  • Term: 12 - 18 mo
  • Credit: None to 650 mid score +
  • States: Nationwide; Sunbelt States with stable, growing economy
  • Borrowers: Domestic & Foreign
  • Eligible Assets: Fully and Un-Entitled for SFR or Commercial Use, NO Rural
  • Clear Zoning, Infill Lots in strong markets
  • Close: as little as 7 days
Apply

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