Hassle Free Quick Close Loans
Flexible Asset Based & Niche Capital
No Appraisal Loans
- Loan Size: $200,000 - $15 million
- LTV: 75% Refi, 80% Purchase, 85% Ground Up, 90% Rehab
- Assets: Residential & Commercial
- Credit: No Fico to 680+
- Experience: 90% (6+); 87.5% (3-5); 85% (0-2)
- Interest Rate: 9% - 11%
- Fees: 2% - 4%
- Term: 12 - 18 mo
- Vesting: LLC, LLP, Corp's only
- Borrowers: Domestic & Foreign
- States: Nationwide excl. some states may be excluded
- Closing: as little as 5 - 7 days
Jumbo Luxury Residential
- Loan Size: $3 - $30 million
- Purpose : Purchase, Refinance, Rehab, Construction
- Property Types : Single Family, Condo, Townhouse
- Credit: 660 mid score +
- LTV's: 75% - 80% Purchase
- LTC: 95% New Build or Rehab
- Rates: from 8.99% I/O
- Fees: 2%+
- ARV: to 80%
- Term: 12 - 24 months I No PPP
- Borrowers: Domestic & Foreign Investors welcome
- Experience: Min 4 recent required
- States: CA, FL, HI, other markets case by case
- Closing: as little as 3 - 5 days
100% Fix & Flip
- Loan Size: Up to $2.5M per loan
- Rates: from 10.99% I/O
- Purpose: Purchase, Refinance, Rehab & Construction Only
- Property Types: SFR, 2 - 4's only
- CREDIT: 680 mid score + required; Soft Credit Pull
- LTC: to 100%
- (1st & 2nd Lien)
- 100% of Budget
- ARV: 70% or less
- Term: 12 months with No PPP
- Borrowers: US & Perm Residents
- Experience: 4 + last 5 yrs
- Close: 10 - 12 business days
- May Include NO Payments & ALL Points Rolled Into loan
- States: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KS, KY, MA, MD, MO, MN, NC, NH, NJ, NV, OH, OK, PA, RI, SC, TN, TX, UT, VA, WA, WI
Asset Based - Nationwide
- Loan Size: from $250k to $10m
- Rates: from 10.99%
- Fees: 2% - 3%
- LTV's: to 70%
- Purpose: Purchase, Refinance, Cash Out
- Assets: Residential & Commercial
- Term: 12 - 24 mo
- Prepayment: 0 - 6 mo
- Lending Area: Nationwide, Puerto Rico & US Virgin Islands
- Foreclosure Bail Outs
- NO FICO
- NO APPRAISALS
- NO DSCR
- NO EXPERIENCE CONSTRUCTION
Asset Based - California
- Loan Size: $250k - $5M
- Rates: from 10.99%
- Fees: 2% - 3% +
- Purpose : Purchase, Refinance, Cash Out, Rehab
- Assets : Residential, Commercial
- Loan Term: 12 mo
- Prepayment Penalty: 6 mo
- LTV: up to 65% 1st Position
- Closing: as little as 5 days
- Income: No Income Verification
- Appraisals: No 3rd Party Appraisals
- Credit: No Minimum FICO, Soft Credit Pull, Defaults, foreclosure bail-outs & bankruptcies OK
- Borrowers : All Welcome
Land Loans
- Loan Size:f rom $500k - $50M
- Rates: from 8.99% I/O
- Fees: 3% +
- Purpose: Purchase, Development, Cash Out Refi (Case by Case)
- LTV: to 55% max, higher with cross collateral & IR's included
- Term: 12 - 18 mo
- Credit: None to 650 mid score +
- States: Nationwide; Sunbelt States with stable, growing economy
- Borrowers: Domestic & Foreign
- Eligible Assets: Fully and Un-Entitled for SFR or Commercial Use, NO Rural
- Clear Zoning, Infill Lots in strong markets
- Close: as little as 7 days
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